Mortgage Advice Belfast

A mortgage is one of the largest financial commitments you will make. A good adviser will be able to help you choose the right product and lender for your circumstances, possibly saving you thousands of pounds in interest payments over the life of the mortgage. They can also help you navigate the complex process of mortgage application, and liaise with lenders on your behalf.

Do mortgage brokers cost?

Regulated The Mortgage Clinic advisers must be authorised by the Financial Conduct Authority (FCA). Details of all regulated firms are held on the FCA Register. You can also check whether an adviser is a member of the Association of Mortgage Intermediaries (AMI).

There are different types of mortgage advisers. Some offer a restricted range of mortgage products, while others are independent and can search the entire market for mortgages. Independent advisers can save you time by scouring the market for the best deals, which can be difficult to find on your own. They can also provide expert guidance to you, and are likely to charge a fee for their services.

A good way to find a reputable adviser is to ask friends, family and colleagues for recommendations. Alternatively, you can use search engines to find advisers in your area. Look for a mortgage adviser who offers a whole of market service, as this means they can offer you the widest selection of mortgages available. You may pay a higher fee for this service, but it could be worth it in the long run.